Mississippi Auto Insurance
Required Coverage Minimum—10/20/5. $10,000 for injury liability for one person in an accident, $20,000 for all injuries in any one accident, and $5,000 for property damage in an accident.
Mandatory Insurance Coverage—Property Damage Liability policy, Bodily Injury Liability policy
Proof of Insurance—law requires that your insurance information card must be carried in your vehicle at all times.
Penalty for Failure to Comply—law mandates that the initial penalty for failing to maintain an insurance card (current insurance policy) is a $1,000 fine and suspension of driving privileges for one year or until the motor vehicle owner shows proof of insurance.
Non-Seatbelt Use
You can be pulled over for non-seat belt use if children are in non-compliance, $25 penalty for all seats not in compliance.
Lawsuits—There are no restrictions on lawsuits for Tort liability
For more information on MS auto insurance regulations, check out Mississippi Department of Insurance
Mississippi Department of Insurance
1001 Woolfolk State Office Building
501 N. West St.
Jackson, MS 39201
Telephone: 601 359-3569
Toll Free: 800 562-2957
Email: commissioner@mid.state.ms.us
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